To get 6 points for a speeding ticket in New York you must have been going between 21 - 30 mph over the NY speed limit. New Jersey is part of a national driver license compact that allows states to exchange moving violation information between state DMVs so your NJ driving record will show this infraction but NJ has decided to only assess 2 points for out of state moving violations.

New Jersey typically allows for two points to be subtracted from your point total on your license after a person successfully completes an approved defensive driving program. You should check with the NJ Motor Vehicle Commission to see if this program is available for your situation.

It could be possible that the moving violation could affect your insurance rates but it is hard to say without knowing your whole driving record. Also insurance companies differ on their rating systems and what will cause rates to rise. If you or your dad's insurance premiums do go up you can start shopping for more affordable New Jersey car insurance.