Typically, this would be covered by your physical damage insurance policy. You should check with your insurance agent to see if any of your coverages, such as comprehensive, will cover this damage to your rims since insurance policy terms differ. If they are custom rims you typically would have had to tell the insurance company previously about them so that they would know the worth of the rims.

You may be able to make a claim against the state agency that is responsible for the roads and motor vehicle lawas in your state. Typically, this will require a lawsuit but some state agencies may be receptive to your claim. You can review our list of state motor vehicle departments for contact information.

Customizing Your Vehicle and Car Insurance is an article in our Learning Center that could be of interest to you.