How much could YOU save?
Request free quotes; find out now.
  • Someone may have
    just saved up to
    $910/yr
    on car insurance.
    Actual quote delivered: 5 hours ago
    Quote Range: $1,340-$2,250/yr
    Age: 25 Sex: Female
    State: California Tickets: 0
    Number of Quotes: 5
    Vehicle: 2008 NISSAN ALTIMA 2.5 S
  • Someone may have
    just saved up to
    $1,390/yr
    on car insurance.
    Actual quote delivered: 5 hours ago
    Quote Range: $2,880-$4,270/yr
    Age: 20 Sex: Female
    State: Texas Tickets: 0
    Number of Quotes: 5
    Vehicle: 2007 CHEVROLET COBALT LS
  • Someone may have
    just saved up to
    $1,408/yr
    on car insurance.
    Actual quote delivered: 5 hours ago
    Quote Range: $2,594-$4,002/yr
    Age: 26 Sex: Female
    State: Connecticut Tickets: 1
    Number of Quotes: 3
    Vehicle: 2005 TOYOTA COROLLA CE/LE/S
  • Someone may have
    just saved up to
    $1,456/yr
    on car insurance.
    Actual quote delivered: 6 hours ago
    Quote Range: $1,068-$2,524/yr
    Age: 20 Sex: Female
    State: Virginia Tickets: 2
    Number of Quotes: 2
    Vehicle: 2004 VOLKSWAGEN JETTA GL
  • Someone may have
    just saved up to
    $1,016/yr
    on car insurance.
    Actual quote delivered: 8 hours ago
    Quote Range: $968-$1,984/yr
    Age: 51 Sex: Male
    State: California Tickets: 1
    Number of Quotes: 5
    Vehicle: 2004 TOYOTA COROLLA CE/LE
We Scour. You Save.
We search the web to find the very best deals and money-saving tips. Then, we send them right to you.
Get insurance now:
Car Insurance Resources:
Get Free Quotes Now
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Auto Insurance Answers

I hit a pothole and damages two rims (bent) on my car. Is the repair or replacement of the rims covered by insurance?

Typically, this would be covered by your physical damage insurance policy. You should check with your insurance agent to see if your specific policy will cover the rims, especially if they are custom. 

Collision coverage normally covers when you collide with something, even a pothole. and cause damage to your car, but insurance policy terms differ so we can't say for certain if your damages will be covered.

If you have custom rims, usually you'd have had to tell the insurance company previously about them so that they would know the worth of the rims.  It's possible that you would need custom parts and equipment coverage for your rims to be covered by your car insurance policy.

If the pothole had been there for a lengthy period of time, it may possible be able to make a claim against the state or local agency that is responsible for the roadway where your accident took place.

[Let CarInsurance.com help you find affordable auto insurance now.]

Free Auto Insurance Quotes





To go against the department that oversees the roadway you may need to prove that the pothole had been there for a while and should have been fixed.  If the pothole appeared the day before your accident, then there really was no time for the transportation department to fix it, and likely can't be held negligent.

Some readers have told us about roadway agencies that have been receptive to claims, but it's possible to that to have them pay you'd need to file a lawsuit.  Try contacting your state’s department of motor vehicles for more information.

Customizing Your Vehicle and Car Insurance is an article in our Learning Center that could be of interest to you.

Share this article with:

Related Questions
Car Insurance Related Can rust and previous damage be deducted from ACV settlement amount?
Car Insurance Related Does comprehensive cover stolen tools?
Car Insurance Related Can I be paid lost wages without being injured?
Car Insurance Related Is rekeying my car covered if keys are stolen?
Car Insurance Related Is my parked car covered if I have limited tort?
Rate, add comments, or add help about your situation and this question.
Help us improve the largest car insurance website!

poor 
1
2
3
4
5
6
7
8
9
10

 excellent
Tell us why you rated this car insurance question and answer this way. You can add any helpful insurance comments to this page:
Visitor Comments
When was the site updated? The info was somewhat helpful, but filing claim against the state or city for a pothole in this economy seems far fetched. It would be more helpful to know if this is possibly something my insurance company will fix.
Comment added: 02:29 PM Dec-13
why did you not specify the state agency responsible for reimbursing for pothole damages, the phone number, address and process to reap a refund.
Comment added: 08:50 AM Aug-10
Question Details
This car insurance answer was last updated 3:13 PM Dec-21.
This Insurance Claims question was asked 04:34 PM February-3-2006.

Steve C. requested this car insurance help from CarInsurance.com experts.

Rated 3.5 out of 10 based on 2 votes.
Insurance Claims Category
Print Car Insurance Answers Print this car insurance question and answer
Email Car Insurance Answers Email this auto insurance answer
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms of Service.
©2012 QuinStreet Insurance Agency, Inc. - Online Insurance Marketplace™
CarInsurance.com Feedback Survey