North Carolina law requires that a DL-123 form has to be filled out and signed by your auto insurance agency before you can receive your NC license. Certification of liability insurance coverage must be submitted to the DMV in this fashion and it must be from an insurance company licensed to do business in North Carolina. The DL-123 form can typically be obtained at a DMV testing center or from your auto insurance agency. Your insurance agent will fill out the actual form so that you have it available for the DMV or other entity that needs it. North Carolina auto insurance rates can be found here.
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