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Car Insurance Question  I have full coverage on my new 2006 vehicle do I still have to get a SR-22? I live in Vermont

If you have been instructed that you are required to hold a SR-22 financial responsibility certificate in Vermont, you will likely have to continue to carry it even if you have insurance coverages beyond what it requires of you. According to the Vermont DMV, individuals that are required to file a SR22 certificate must maintain it and have it on file with the department of motor vehicles for a minimum of three years without any lapses.

If you have not violated any VT laws and have not been required to obtain a SR-22 then your full coverage, which should include the minimum liability limits plus comprehensive and collision coverage should be enough to cover your vehicle. The minimum liability limits for Vermont are bodily injury $25,000 for one person and $50,000 for two or more persons killed or injured in an accident and $10,000 for property damage in one accident.

Here you can obtain Vermont car insurance online.

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This car insurance question was asked on 2/5/2006
This auto insurance answer was last updated on 2/6/2006
Amy requested this car insurance solution.
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