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Do you give discounts for seniors who take an approved safe driving course?

CarInsurance.com offers products from multiple companies. Each company has their own guidelines and discounts for each state. Our 2 main carriers have these rules and do offer this discount in some states:

Direct General Insurance Company (Florida)

Discount for Senior Operator Accident Prevention Course (APC)

  • Available to drivers 55 and older. Applicants must submit a copy of the certificate indicating successful completion of a Motor Vehicle Accident Prevention Course, which as been approved by the State of Florida.
  • The driver's motor vehicle record must be violation free with no license suspension for the previous 36 months.
  • Discount applies only to the driver completing the course.
  • Discount is valid for 36 months following course completion provided the recipient maintains a clean driving record.
  • Discount does not apply if course is taken as a punishment specified by a court or other governmental entity resulting from a moving violation.

Esurance (California):

Mature Driver Discount

  • Is age 50 or older
  • Has a completion certificate dated within the most recent 36 months certifying that he or she has successfully completed a Mature Driver Improvement Course approved by the California Department of Motor Vehicles and.
  • During the most recent three (3) years has not:
    • Been Involved in any chargeable at fault accident or,
    • Convicted of any minor or major chargeable moving violation or,
    • Assessed 2 non-good driver points due to a suspended, revoked or expired license.

Auto insurance discounts are automatically calculated into your premium based upon the information you supply. If a discount is unavailable or if you feel that a discount was not applied and it should be, please contact us at 1-800-964-4859.

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This car insurance answer was last updated 11:49 AM Feb-09.
This helpful tips question was asked 9:54 AM Feb-06-2006.
James K requested this car insurance help from CarInsurance.com experts.
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