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Q

I have a Maryland license and got a speeding ticket in Pennsylvania. Will points be added to my MD license? How will this affect my insurance?


A

Maryland and Pennsylvania are both part of a Drivers License Compact that allows both states to exchange information regarding traffic convictions back to the home state of the licensed motorist. Due to this, the MD Motor Vehicle Administration (MVA) will be notified of your speeding ticket in PA.

According to Maryland traffic statutes points are not ordinarily assigned to out-of-state traffic violation convictions, unless it was a serious offense. Not having points assessed to your MD license is helpful but because the offense will likely show up on your MD motor vehicle record you insurance rates could be affected.

Whether this out of state ticket will affect your rates is dependent on variables set up by your insurance company and how much weight this one ticket will have. Insurance companies rating systems differ so you can contact them to see how this citation might affect you or go through your state's insurance regulatory body since they must file their rates with them.

If your rates do rise you can get a Maryland automobile insurance quote through us.


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3 Responses to "I have a Maryland license and got a speeding ticket in Pennsylvania. Will points be added to my MD license? How will this affect my insurance?"
  1. Anonymous

    very helpful

      Reply»  
  2. Anonymous

    very helpfull

      Reply»  
  3. Anonymous

    This same situation just happened to me and I was curious about the points and insurance affects. Good answer.

      Reply»