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Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Auto Insurance Answers

If your car door hits and dents the side door of another car while parked, under what coverage is that assessed?

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If you are the one opening the door and causing the damage to the other vehicle's side door the person's whose vehicle has been dented should file a claim under your property damage liability insurance coverage.

If instead someone had hit and dented your car but you did not know who did it, you would file a claim with your insurance company under physical damage (comprehensive and collision) coverage and have to pay a deductible.

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Car Insurance Related If you open your car door on a parking lot and dent another cars door (neither car is moving) is this considered an accident insured under your auto liability policy?
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Visitor Comments
My Six year old was getting out of the car and the wind took it out of his control and the door hit the car parked net to us. Is this an act of god? Who pays.
Comment added: 11:11 PM Mar-23
TO the point information ... thanks
Comment added: 01:02 AM Sep-21
Question Details
This car insurance answer was last updated 1:26 PM Feb-13.
This Insurance Claims question was asked 08:39 AM February-13-2006.
Joyce G. requested this car insurance help from CarInsurance.com experts.
Rated 9.5 out of 10 based on 2 votes.
Insurance Claims Category
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