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Car Insurance Question  I am a Maryland resident and got a ticket for turning right on red at the National Institutes of Health in Bethesda which is a United States property. The officer gave me a "United States District Court" citation along with a $105 fine. Will I be assessed points by the state of Maryland and/or will the violation appear on my MD driving record if I decide to pay the fine? If "yes" to either one, will this affect the rates for insurance policy?

You need to contact the court listed on your citation to find out if it is the the US District Court or more likely it is the US District Court of Maryland since the US government property was located in Maryland.

It the ticket is through the MD district court and you decide to plead guilty, and pay the fine noted on your citation, this will result in the charge becoming part of your driving record. It appears this offense is either one or two points. You will need to contact the Maryland Motor Vehicle Administration (MVA) to find out for certain. The MVA adds points to your driving record once the court reports the conviction to them.

With the traffic violation and points noted on your driving record there is a chance that your insurance rates could be affected. Insurance companies vary on how they calculate traffic violations into their rating system so you would have to ask your insurance agent if this citation conviction would raise your premiums.

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This car insurance question was asked on 2/15/2006
This auto insurance answer was last updated on 2/15/2006
Martin requested this car insurance solution.
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