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Car Insurance Question  If your first speeding ticket is for being clocked at 92 mph in a 65 mph and you are also cited for reckless operation in Ohio, what will the increase on your insurance premium be?

As you know any Ohio driver convicted of a traffic violation is assessed a specific number of penalty points according to the type of offense. Your speeding ticket for going 26 mph over the speed limit should result in 2 points going on your OH driver's license. The reckless operation citation will probably fall under the willful or wanton disregard of the safety of persons or property charge, which would be a 4 point violation. Reckless operation in Ohio is considered a minor misdemeanor.

An Ohio driver accumulating 6 points will receive a letter from the Registrar of Motor Vehicles. With regard to insurance rates, according to the Ohio Insurance Institute the results of driving irresponsibly, so that you receive tickets, points and fines, could affect your auto insurance premium.

The amount that your insurance rates could be raised depends on your insurance company's own rating system. If your insurance rates do go up because of these tickets you can get a cheap car insurance quote here with us.

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This car insurance question was asked on 2/18/2006
This auto insurance answer was last updated on 2/20/2006
Anthony C requested this car insurance solution.
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