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Q

How many points does it take to make your auto insurance go up in the state of Maine? A friend just got a speeding ticket that's worth 4 points. How much will her insurance go up and for how long?


A

For most states, there is not a set amount of driver license points that make all insurance companies raise their premiums for their insureds. Typically, insurance companies licensed to do business within a state set their own rating system. This means the 4 point violation could mean different rate increases for different insurance companies.

According to the Maine Bureau of Insurance, drivers with violations are considered higher risks to insurance companies and may be charged higher premiums. Surcharges are used to distribute the cost of insurance among policyholders as fairly as possible. In ME, a surcharge may be added to the premium of a driver who is convicted of a traffic violation. The amount of the surcharge is a percentage of the insured's renewal premium and usually applies for up to 3 policy renewal periods.


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1 Responses to "How many points does it take to make your auto insurance go up in the state of Maine? A friend just got a speeding ticket that's worth 4 points. How much will her insurance go up and for how long?"
  1. Visitor

    Wish there was more numbers. Too much speculation. Here in North Carolina we have the SDIP so we know if you get 4 points on your license auto insurance companies are authorized to increase your premium up to 90% for a period of 3 years.

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