What is the penalty for driving without insurance in the state of Georgia? What if you are involved in an accident and you are not at fault and the other person is insured?

When a motorist is convicted of driving without insurance in Georgia one part of the penalty is a 60 to 90 day license suspension. If you are found by a law enforcement officer to not have acceptable proof of insurance, as the car owner you will be unable to register and purchase a Georgia license plate for their vehicle; unable to renew, replace or transfer their existing Georgia tag; and will be subject to fines and vehicle impoundment if the vehicle was involved in an accident.

Since you were involved in an accident GA might also make you carry SR-22, a financial responsibility insurance certificate. As for the accident, if you were not at fault you typically will be able to put in a claim with the at-fault party's insurance company and that person would go through their own insurance company for their damages and medical bills.

To get an SR-22 or other auto insurance needs for your vehicle, start here with a GA cheap car insurance quote.

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