In New Jersey, driving without insurance or not being able to show proof of auto insurance when requested is a serious offense. A citation for this violation of the New Jersey law may result in fines, community service, license suspension and surcharges.

Typically a first time infraction of NJSA 39:6B-2 includes a fine of at least $300 and a loss of license for a period of time and perhaps community service as well. There are court costs and surcharges that are required to be paid as well as the penalties listed above.

New Jersey and your home state of Pennsylvania are part of the Driver License Compact (DLC) so your NJ ticket will be reported to PA. PA will likely find this to be a serious offense so will record it on your driving record. If your license is suspended in NJ due to this violation of the law, it will also be suspended in PA.

Getting insurance now for your vehicle, before your NJ court date, might help your case. You can start here getting a PA affordable automobile insurance quote.