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Car Insurance Question  I received a speeding ticket in Georgia for 89 in a 70. I have a North Carolina driver's license. Will this show up on my insurance and is paying the fine the best thing to do or should I get a lawyer and try and get it reduced?

Georgia is not part of the Drivers License Compact that most US states are members of but the GA DMV will still report convictions for moving violations back to your home state. So this offense should show up on your North Carolina driving record.

According to the NCDOT Division of Motor Vehicles, if you are convicted of certain moving violations which take place within the State of North Carolina, driver license points are placed against your record. The DMV does not mention points for out of state offenses.

The DMV does state that convictions occurring outside NC may result in your license being suspended or revoked if the violation would have resulted in these penalties if the offenses had taken place in North Carolina.

In NC your driving privilege will be revoked for at least 30 days if you are convicted of driving any vehicle more than 15 mph over the speed limit, if you are driving at a speed higher than 55 mph. Because you were doing this, if you plead guilty in GA for this speeding citation it would appear your license would be suspended in NC.

Once the conviction for this Georgia speeding ticket is placed on your NC driving record, your insurance company can find out about it next time they pull your MVR. Hopefully with the information provided above you will be able to determine if you need to fight the ticket or just pay the fine.

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This car insurance question was asked on 4/11/2006
This auto insurance answer was last updated on 4/14/2006
Andy P requested this car insurance solution.
Rated 4 out of 10 based on 1 vote.
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