West Virginia law requires all registered vehicles to be insured. The minimum amount of auto insurance coverage required is $20,000 for one accident, one injury, $40,000 for one accident, 2 or more injuries and $10,000 for property damage.

All vehicle insurance polices in WV must be issued by a company licensed to sell insurance in West Virginia. The Compulsory Insurance Law designed to protect motorist on the roads of West Virginia.

Insurance companies in West Virginia may allow you to purchase an auto insurance policy but some will likely want to know when you will acquire your full license. Depending on your age, you might be required to list a fully licensed driver over 21 on your policy and/or to have a parent or guardian to sign the insurance policy with you if you are a minor.

If you currently live with your parents you might see if their insurance carrier will sell you a separate policy which will be at a different rate than your parents since you are considered an inexperienced driver.

The West Virginia Insurance Commission has more information regarding insurance for teenagers as well as for other insurance consumers. To see if the insurance companies we work with in WV you can help you obtain insurance get an online auto insurance quote here.