A speeding citation for going at least 10 mph over the speed limit in Maryland is typically a 2 point offense. If you had been in a 65 mph zone going over 20 mph it would have been a 5 point MD traffic violation. In New Jersey exceeding the maximum speed by 15 -29 mph is usually a 4 point offense.

However as part of their information regarding their membership in the Driver's License Compact, the NJ Motor Vehicle Commission notes that only 2 points are assessed for out of state moving violations. The violation will also become part of your New Jersey driving record.

So points will be transferred to your New Jersey license as well as the offense being listed on your driving history. Thus it could affect your insurance rates, depending on your insurance company rating system is set up. If your premiums go up due to this out of state ticket, you can click here for a free insurance quote.