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Car Insurance Question  When do you notify your insurance company you received a ticket? After you go to court and officially receive the ticket?

Typically, at renewal each company re-underwrites your policy and/or offers a renewal rate for your policy. At this time, you should tell them about any new tickets.

There may be some policy specifications or guidelines that require you to notify them of moving violations during your policy period, but that is mainly for accidents or risks that they may be responsible to help cover you.

Traffic violations generally go on your driving record, so that an insurance company can see them when they run your MVR, after you had plead guilty or otherwise are found guilty.

If tickets reported to your insurance company raise your rates click here for an affordable car insurance quote and also read our article Ways in Which to Lower Your Car Insurance Rates.

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This car insurance question was asked on 4/19/2006
This auto insurance answer was last updated on 4/23/2006
Chris requested this car insurance solution.
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