The state of Indiana requires the minimum auto insurance coverage of 25/50/10. This means $25,000 per injured person up to a total of $50,000 for all injured parties in an accident, and coverage of $10,000 for property damage from one incident.

Indiana Legislative Code 9-25-4-1 states that a person in Indiana may not register or operate a motor vehicle if financial responsibility (FR) is not in effect for the vehicle. The operator of a vehicle that is without insurance in Indiana is subject to a 90 day license suspension or 1 year suspension if this is a repeat violation of the FR law within 3 years.

Driving without insurance in Indiana is a Class A infraction, unless you have had prior convictions for this violation then it is considered a Class C misdemeanor. Beyond getting your license suspended, the driver of an uninsured vehicle could also be assessed points according to IC 9-25-8-5. The number of points assessed shall be determined by the point study committee based on an evaluation of the situation.

For more information on penalties for driving without insurance in Indiana contact the IN Bureau of Motor Vehicles. If you need to obtain IN insurance, you can click here to get started with a cheap car insurance quote.