In Nebraska - one, two or three points are assessed for speeding tickets based on number of miles per hour over the posted speed limit you were going and the type of road you were on. The 3 categories for roads are business & residential, country road / state highways and interstate highways.

When you are convicted of a moving violation (typically when you pay the fine and thus plead guilty), the NE Department of Motor Vehicles assigns points to your driving record. These points no longer count 2 years from the date of the violation but will remain on your driving record for 5 years.

So the speeding ticket from 2003 or 2004 would still be on your driving record. When a car insurance application requests information on violations you have received in the past you or your father will need to list this speeding ticket.

If you do not list it, the insurance company will likely find out about it when they run your motor vehicle record (MVR). They may ask why it was not listed and then have to recalculate your rates based on this new information. Insurance companies differ on their rating systems so this one speeding ticket may or may not affect your auto insurance rates.

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