Car Insurance Quotes Get car insurance comparisons. Enter your ZIP code or call 1-800-964-4849:
CarInsurance.com
CarInsurance.com Navigation

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer

Car Insurance Question  Years back I attended a driving school to remove points from my Florida driver's license. The instructor was a FL trooper and informed us of a state law that said after points have been remove, as long as it was a no accident ticket, the insurance could not raise our rates. He cited the FL statue numbers but I can't find them. Can you shed some light on this subject for me?

It sounds as if you received a ticket for moving violation in Florida and elected to attend traffic school instead of getting points put on your driving record. This can also be known as withheld adjudication or adjudication of guilt withheld.

According to the Florida Department of Highway Safety and Motor Vehicles (www.hsmv.state.fl.us/ddl/bdis.html) the benefits that come with this choice is that your insurance rates cannot go up and your policy cannot be cancelled due to this violation, unless it involved a crash where you were at fault.

Another benefit is that points are not added to your driver license record and the fine is reduced up to 18%. In Florida, you can only choose this option for moving violations 5 times in a lifetime and cannot have made this same election in the preceding 12 months.

I was unable to find a Florida statute that listed all this information but statute numbers 318.14 and 627.06501 both mention driver improvement schools. You can search the FL statutes at the Florida Statutes Website.

Be aware that it may not increase your rates in Florida, but it still can remove any discounts (like a safe driver discount) you were entitled to or receiving.

What To Do After Receiving A Traffic Ticket is an article in our learning center you might finding interesting.

Related Questions
Car Insurance RelatedI just got a speeding ticket. How much will it affect my auto insurance premium?
Car Insurance RelatedWhat kinds of violations would be cleared from my driving record?
Car Insurance RelatedI got a speeding ticket, will the police inform my insurance company about it or do they only ask for your insurance to make sure you are insured?
Car Insurance RelatedI got a ticket for going 65 in a 55, and the officer told me that it would not go on my driving record. Therefore, will the insurance companies find out about it?
Car Insurance RelatedI live in Florida and have a broken windshield that is non accident related, do I have to pay my insurance deductible to have my windshield replaced?
Car Insurance RelatedWhat law(s) governs quoted insurance rates? Can an insurance company increase a quoted rate after you purchased the insurance and you have provided all the information about your driving record?
Car Insurance RelatedI have a Georgia driver's license and received a speeding ticket in Florida. Does FL send this information to GA and if so, does taking a driving class take away the points to my GA record? I am tryin...
Car Insurance RelatedThey say that you can't take traffic driving school if you were too many miles over the speed limit. How many miles is "too many"?
Car Insurance RelatedHow many driving classes can you take a year to get points off your driving record? Is there a way to get points off besides waiting for them to come off?
Car Insurance RelatedI have a Florida license and I got a speeding ticket in New York for 26 over the speed limit. Will I receive points on my license and if so how many? Can I get rid of them since I got the ticket out o...
Car Insurance RelatedHow long does points stay on a Florida Drivers License? Is there ever a "cleaning" off of these points?
Car Insurance RelatedCan points ever be removed from you license in Florida if you don't go to traffic school?
Car Insurance RelatedI recently received a speeding ticket in WV. I live in Florida. Can I go to driving school in Florida for the ticket and points I received in West Virginia?
Car Insurance RelatedCan I take the driving course before paying the ticket, or do I need to pay the ticket before taking driving class?
Car Insurance RelatedI found a similar question, but it didn't answer completely what I needed. I took a driving course over a year ago for careless driving, and received another ticket for 61 in 35 two months later. I...
Car Insurance RelatedI got a speeding ticket in West Virginia and I'm from Florida. Is there any way I can take traffic school in either state to get rid of the points?
Car Insurance RelatedHow long does a moving violation stay on your MVR in FL? I show violations on my MVR all the way back to 2000. Can I request to remove the violations over three years from this report?
Car Insurance RelatedCan a police officer from one city give a speeding ticket to a motorist within another city? A Wilton Manors, Fl police officer stopped me and gave me a speeding ticket while I was traveling on a road...
Car Insurance Related1. I have received 2 tickets both going 79 in a 70 in Florida I have paid for one and am opting to take the driving class for the other. I would like to know how many points will I have on my license...
Car Insurance RelatedHow can you get points off your Florida drivers license? I believe that these points are incorrect on my driver's license.
Car Insurance RelatedHow will my insurance be affected if I take a ticket to court and get a judgement of adjudication withheld?
Car Insurance RelatedHow many points do you lose a year when you get a ticket?
Tell us what you think about this answer.
What did you think of this question and answer?

poor 
1
2
3
4
5
6
7
8
9
10

 excellent
Tell us why you rated this car insurance question and answer this way:
Visitor Comments
No visitors have commented on this answer.
Question Details
This car insurance question was asked on 5/4/2006
This auto insurance answer was last updated on 4/22/2008
Joseph M requested this car insurance solution.
Rated 5 out of 10 based on 1 vote.
Helpful Tips
Print Car Insurance Answers Print this car insurance question and answer
Email Car Insurance Answers Email this auto insurance answer
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms Of Use.
©2008 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance   Tested, Safe, and Secure Car Insurance