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Car Insurance Question  I plead guilty to "consuming alcohol before driving" and I am underage. I was not convicted of a DWI. How will this go against my insurance? How many insurance points are typically increased? How much (monthly) will I be looking to pay?

States take violations concerning drinking alcohol as being significant and have harsh penalties. Alcohol offenses are typically also taken very seriously by auto insurance companies. Having a driver who is operating a vehicle while being impaired can be considered quite a risk for insurance providers.

Insurance companies have different rating systems so you can check with your insurance agent to see how this violation conviction will affect your premiums.

It appears from your email address that you live in North Carolina, if that is true than you also can contact the NC Department of Insurance to find out about the NC Safe Driver Incentive Plan.

It appears that this Plan that 4 SDIP points (insurance points) are assessed for Driving by a person less than age 21 after consuming alcohol or drugs. That amount of points can cause an insurance premium to go up 90 percent. So if you had a basic rate of $300, it would now become $570.

If your insurance rates increase try shopping around for affordable car insurance.

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Question Details
This car insurance question was asked on 5/5/2006
This auto insurance answer was last updated on 5/16/2006
Brandon requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
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