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Car Insurance Question  In California, they have changed the law recently regarding brand new drivers. It used to be that they couldn't have passengers in the car under age 25 for 6 months. Since my son has gotten his license, it has changed to l year. If he does drive other kids in his car after 6 months, and they have an accident, will the passengers in his car be covered by our insurance?

As you have stated, on January 1, 2006 a California state law went into effect imposing new restrictions on teenage drivers with provisional licenses. One part of the new law says that drivers under the age of 18 who have provisional licenses are prohibited for the first 12 months after receiving the license from driving from 11 pm to 5 am.

The second part of the law restricts the new driver from transporting passengers under the age of 20 unless accompanied by either a parent or an adult who is at least 25 years old, for the first 12 months after receiving their provisional license.

This new law applies to teen drivers who have already received their provisional licenses. So if a teenager's license was issued in June 2005, the nighttime and passenger restriction will apply until June 2006 or until the driver's 18th birthday, whichever comes first.

Violations of the passenger or nighttime driving restrictions typically result in either court order community service or a fine. With a provisional license you need to maintain a clean driving record. One citation or at-fault crash within 12 months results in a DMV warning.

Insurance company's guidelines differ so you will need to contact your specific insurance provider to find out what would or would not be covered if your son is driving against the restrictions placed on his provisional license.

For a California online auto insurance quote, start here with us.

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Question Details
This car insurance question was asked on 5/13/2006
This auto insurance answer was last updated on 5/16/2006
Marla S requested this car insurance solution.
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