An auto insurance claim goes on your insurance and claims history but is not necessarily put onto a record that the state of Oklahoma keeps. Your collision itself will likely be put on your driving record though by the OK Department of Public Safety (DPS).

The Oklahoma DPS will release a driver's driving record for a 3 year period so the accident will be listed for at least that long. If you received a citation for a traffic violation due to your part in the accident, that violation will stay on your OK driver's record for 5 years.

As for the claims history, that is usually looked up by the insurance company using their own internal database or a CLUE information exchange. Through the CLUE personal auto claims report an insurance company can receive a person's 5 year history of auto insurance losses.

You can find out what drivers are covered under your current car insurance policy by requesting this information from your insurance company. If you have a local insurance agent that you have visited in the past, he or she should be able to answer who you presently have listed as drivers. There might be others, such as friends, which might also be allowed to drive your car and be covered so ask and find out.

If you feel it is time to start shopping for new auto insurance, start here with an affordable Oklahoma car insurance quote.