There might be some insurance companies that offer a senior citizens driver safety course or program over the Internet or some other way on the computer. Each individual insurance company has their own guidelines regarding different types of safety programs in each state. The two main insurance carriers we work with offer different discounts for seniors that take safety or accident prevention courses. For example Direct General in Florida has a discount for taking a Senior Operator Accident Prevention Course (APC). The applicants for this must submit a certificate showing they successfully completed a Motor Vehicle APC that has been approved by the state of Florida. There are also a few more requirements for a senior to receive this Direct General insurance discount, such as a clean driving record for a certain amount of time and be of a certain age. A second example is Esurance who has a Mature Driver Discount available for those 50 or older applying for insurance in California. One of the requirements for this discount is a certificate showing that the senior citizen completed a Mature Driver Improvement Course approved by the California DMV. To see what type of senior driver courses might be available to you, check with your insurance company and/or with the state DMV for a list of approved schools. Either your agent or the DMV should be able to tell you if any of the courses are available for you to take through the computer.
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