A typical GAP insurance policy will cover the balance of your lease or loan after your comprehensive coverage has paid out the actual cash value (ACV) for the total loss of your car through accident or because of being a stolen vehicle. Insurance companies polices can differ, so you will want to read through the terms of your GAP policy to make certain that a car being declared a loss due to theft is part of the coverage.
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If your vehicle was stolen, call your primary insurance provider on the vehicle as well as the GAP insurance company. You will need to follow the requirements of both insurance carriers to put in your claims and have them resolved in your favor.
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