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I just received a speeding ticket while passing through North Carolina. I was clocked at going 34 over the limit and received a court date instead of a fine. I live in Maryland, can I be given points by the NC DOT? Will this affect my Insurance Premium in Maryland?

It is likely that you have a court date instead of a fine for your NC speeding ticket due to the fact that in North Carolina, driving any vehicle more than 15 mph over the speed limit, if you are driving at a rate of 55 mph or more, means your driving privileges can be revoked for at least 30 days.

Maryland and North Carolina are both participants in the Drivers License Compact; this means that that the NC DOT should inform the MD MVA of your speeding ticket once you have been convicted of it.

Some sources say that Maryland does not assign points for out of state offense, but the current MD driver's manual states that once Maryland receives the information from other DLC members regarding a violation the MVA will treat it as if the violation took place in Maryland. If they do so, this would mean that the violation would at least go on your MD driving record and could be assessed points.

If the ticket is given MD points, a speeding ticket for 34 mph over the limit would be 5 points normally. Check with the Maryland Motor Vehicle Administration to find out for certain if you will receive points for this out of state NC offense.

Once the MVA will posts the NC violation conviction on your Maryland driving record, your insurance company will be able to see it as part of your MVR. Depending upon your insurance companies rating system this may or may not affect your rates. Contact your insurance agent to find out for certain or try contacting the Maryland Insurance Administration with whom insurance companies must file their rates with.

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This car insurance answer was last updated 3:45 PM Jun-13.
This helpful tips question was asked 10:35 AM Jun-12-2006.
Bdevkota requested this car insurance help from CarInsurance.com experts.
Rated 10 out of 10 based on 1 vote.
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