Car Insurance Quotes Get competitive car insurance quotes. Enter your ZIP code or call 1-800-964-4849:
CarInsurance.com
CarInsurance.com Navigation

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer

Car Insurance Question  My parents were recently robbed at gunpoint. The robbers took their home and auto keys, belongings (including various pieces of ID with their home address), and the car they'd just exited. My parents own another car which was parked at home in the garage. My question is, should their comprehensive auto policy cover the cost of changing locks on the car parked at home? The robbers have their address and both sets of keys.

Your parents should read through their the terms of their comprehensive coverage policy to see if it lists changing locks as a part of the coverage. If it does not, than they should speak with their insurance company to find out if other guidelines would allow for the costs of changing locks to be covered by their auto insurance.

This type of claim is not a normal one typically listed as a peril in a policy. So the claims adjuster of your parents insurance company should be able to help them determine what if anything would be covered in their current situation of needing to change locks to protect the garaged car.

Related Questions
Car Insurance RelatedIf your car is stolen while the keys are still in the vehicle does full coverage insurace still cover the vehicle? What if the vehicle is in someone else's name?
Car Insurance RelatedMy car was stolen. How does my deductible affect the amount of money I can recoup?
Car Insurance RelatedI hid my keys in my car and it was stolen, will my insurance still pay for the car?
Car Insurance RelatedMy car got stolen. After 2 days, it was recovered. I lost all my personal stuff inside my car during the incident (including jewelry, ipods, my school books, and lap top). If I have this full coverage...
Car Insurance RelatedHi, my car just got robbed. It had $3000 worth of supplies I use. Does car insurance cover that?
Car Insurance RelatedPhysical damage coverage: Does this type of coverage cover your vehicle if the accident was your fault, if vehicle was stolen and or deemed a total loss?
Car Insurance RelatedIs there coverage for stolen car keys under Comprehensive coverage?
Car Insurance RelatedMy car keys were stolen. I have to have my electronic locks changed/rekeyed on the vehicle. I called to file a claim and was told it is not covered under my comprehesnive insurance. Why?
Car Insurance RelatedIf I am a victim of a carjacking/assault am I entitle to PIP for mental/medical claim?
Tell us what you think about this answer.
What did you think of this question and answer?

poor 
1
2
3
4
5
6
7
8
9
10

 excellent
Tell us why you rated this car insurance question and answer this way:
Visitor Comments
No visitors have commented on this answer.
Question Details
This car insurance question was asked on 6/14/2006
This auto insurance answer was last updated on 6/20/2006
Lori requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
Claims
Print Car Insurance Answers Print this car insurance question and answer
Email Car Insurance Answers Email this auto insurance answer
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms Of Use.
©2008 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance   Tested, Safe, and Secure Car Insurance