| If you are living with parents, typically they can request their insurance company to add you to their policy once you are permitted or obtain a junior or full license. Insurance companies differ about if they will require you on the insurance policy with only a permit or will wait till you are licensed. If you live on your own, as a young, inexperienced teen driver without a permit or full license, it can be difficult to find insurance. You probably can obtain a policy but most insurance companies will want you to obtain a full license within 30 to 45 days from the inception of your policy. If you cannot acquire a regular license by that time, then the policy will cancel. Also some companies might require you to list a fully licensed driver of 21 years of age or older on the policy with you. If you are ready to get your permit and then license, get a car insurance quote here with us. For more help on understanding insurance you can visit our learning center to find out about insurance definitions and terms plus read helpful articles such as:
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