It appears your license and insurance is from Ohio, a member of the Driver's License Compact (DLC), and that you receive a ticket in Michigan, not a member of the DLC. Members of the DLC are required to report tickets back to a driver's state of licensing. Michigan, while not a member of this Compact, still has agreements to exchange traffic violation convictions with other states.

Information we have read in the past states that Ohio does not assign points for out of state tickets, but will place the violation on your driving record. Ohio has changed their violation points system in the last few years so you should check with the Ohio Bureau of Motor Vehicles (BMV) to find out for certain how out-of-state traffic violation convictions are now dealt with.

If points are assigned for the Michigan ticket, according to the Ohio points system for speeding it would be either 0, 2 or 4 points. As for your insurance, points are not what can cause the rates to rise, but the actual traffic violation. So once this MI speeding ticket is placed on your OH driving record, your insurance company would be able to see it the next time they run your MVR.

This being your first traffic ticket, it may not affect your rates. It will depend upon your insurance company's rating system. To find out how your insurance provider rates different types of traffic offenses, contact your insurance agent or the Ohio Department of Insurance whom insurance companies file their rates with.