CarInsurance.com Get Direct Auto Insurance
> ZIP code:  Click & Quote
CarInsurance.com Navigation
  About Car Insurance About Us
  Car Insurance Site Map Site Map

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer
If I received a speeding ticket in Ontario with an Illinois drivers license, how does this affect my insurance? The officer told me he would be requesting my insurance card/information but he never took it, only my drivers license.

The information we have found on this subject states that the Canadian province of Ontario has reciprocal agreements with 41 states, including Illinois. It would appear that Ontario's agreement would allow them to report the speeding ticket you received back to the Illinois Secretary of State (SOS) Driver's Services.

The Canadian system for information sharing is called the Inter-provincial Record Exchange (IRE). This agreement as well as the Canadian Drivers License Agreement (CDLA), which Canada is currently finalizing, is supposed to harmonize North American driver licensing requirements and driving records.

The Administrative Code Illinois Offense table explains that all out of state convictions will be considered and coded exactly as IL vehicle code violations with the exception of the first digit being an 8. From this information it would appear that an out of state or out of country ticket could go on your IL driving record.

If the Ontario speeding ticket is put on your driving record than your insurance company could see it the next time they pull your motor vehicle record (MVR). It will depend upon your insurance company's rating system if this speeding violation would affect your rates.

Share this on: Tweet this! Add to Facebook Add Google Bookmark Digg This Windows Live Favorites Add to Del.icio.us reddit this!
StumbleUpon Save to Ma.gnolia Save to Blinklist Technorati This Submit to Propeller Furl It Seed Newsvine
Related Questions
Car Insurance RelatedI just got a speeding ticket. How much will it affect my auto insurance premium?
Car Insurance RelatedI just received a speeding ticket out of state from the state which issued my license. My home state DMV does not record out-of-state tickets, and the points or incident do not appear on my driving re...
Car Insurance RelatedI recently received two speeding citations in the state of Illinois. I also received one speeding ticket in Indiana and one seat belt ticket. I am worried about my points. How many points will I have...
Car Insurance RelatedI just got a ticket in Illinois for negligent driving, it is my first offense. Will this affect insurance and how long does it stay on my driving record.
Car Insurance RelatedI have an Illinois driver's license but received a $90 speeding ticket from an Ohio state trooper on a rural 2 lane hwy. He said that if I don't pay the fine I would get my license suspended. Is this...
Car Insurance RelatedI am 17 years old and an Illinois resident. I recently got my first speeding ticket in Ohio for going 87 in a 65 mph zone. What are the conditions for minors in getting speeding tickets? How many poin...
Car Insurance RelatedI have a Michigan license but got a speeding ticket in Ontario, Canada. As per Ontario, that speeding will be 4 points (149 kmph in 100kmph zone). How much will it be in the MI system and will it affe...
Car Insurance RelatedI received a $128 speeding ticket for going 83 in a 70 in South Carolina. I am from Illinois, will this ticket be applied to my record? What is the best way to avoid any increase on my insurance?
Car Insurance RelatedI recently received a ticket in Canada and was wondering whether or not it would affect my insurance in the USA. I would appreciate any feedback on this.
Car Insurance RelatedI only have Canadian driver's license. Can I buy car insurance in Chicago, IL using this license?
Car Insurance RelatedMy car was hit in Ontario, Canada in a parking lot. I was walking towards my car and as we were walking up to the car, a Dodge Ram was turning the corner of the aisle and hit my front bumper. She has...
Car Insurance RelatedI recently went on a trip to Syracuse, and on the way back I received a speeding ticket for going 79 mph in a 65. The officer also added a second ticket for a brake light that didn't work. I'm an Onta...
Car Insurance RelatedI received a speeding ticket in New York doing 81 in a 65 zone. However I live in Ontario. First, does this ticket affect my insurance in Ontario?. Second, approximately how much will the fine set me...
Car Insurance RelatedHow do you question an Ontario speeding ticket? What do you do to fight an Ontario traffic citation?
Car Insurance RelatedI got caught speeding in Wyoming, will it show up on my Ontario records?
Car Insurance RelatedIs it possible for general public to access the same record as the insurance companies can access (6 year record including claims, not the 3 year record from DMV) in Ontario? If yes, how? I do not hav...
Tell us what you think about this answer.
What did you think of this question and answer?

poor 
1
2
3
4
5
6
7
8
9
10

 excellent
Tell us why you rated this car insurance question and answer this way:
Visitor Comments
car insurance commentsDecent factual clames but the art of having to obtain a licence to drive seems to be a violation to our right to the pursuit of happiness!
Question Details
This car insurance question was asked on 7/21/2006
This auto insurance answer was last updated on 7/25/2006
Robert requested this car insurance solution.
Rated 7 out of 10 based on 1 vote.
Helpful Tips
Print Car Insurance Answers Print this car insurance question and answer
Email Car Insurance Answers Email this auto insurance answer
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms Of Use.
©2009 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance   Tested, Safe, and Secure Car Insurance