According to the information we have, yes you need to be legally separated from your spouse to list your marital status as separated on your car insurance application.

The general definition of a legal separation is when a court decides how property and possession are divided and makes decisions about child custody, child support, and alimony.

While you do not have to enter into a separation agreement to be legally separated in North Carolina, many people do choose to have one prepared. A separation agreement is a written, notarized agreement governing each party's rights and responsibilities associated with the end of the marriage.

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