It will be up to the insurance company provisions and/or exclusions to determine if this will be covered under his policy.
These are typical exclusions on a Personal Auto Policy, but they can be different for every carrier and state, so please review your policy:
- While committing a high misdemeanor or felony, or seeking to avoid lawful apprehension or arrest by a police officer; or
- While acting with specific intent to cause injury or damage to himself or others.
- Operating or “occupying” an “auto” without the permission of the:(1)Owner of the “auto”; or(2)Named insured under the policy insuring that “auto”.
- War (declared or undeclared);
- Civil war;
- Insurrection;
- Rebellion or revolution; or
- Any act or condition incident to any of the above resulting from ;a. Radioactive; b. Toxic; c. Explosive; or d. Other hazardous properties of nuclear material.
- There are more specified on each policy...
It appears your husband will have coverage afforded unless there are other exclusions listed on his policy. Good luck and please comment on how it turns out.
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