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Car Insurance Question  I just received a ticket in Maryland, but I am registered and licensed in Massachusetts. Will the ticket affect my insurance?

Massachusetts is not part of the multi-state Drivers License Compact like the State of Maryland is and which requires member states to report tickets received by motorists back to the state which the person is licensed in. Though Massachusetts is not a member of this compact, the state of MA does have agreements with other states to exchange this type of moving violation information.

The Massachusetts Registry of Motor Vehicles (RMV) driver handbook states that certain traffic offenses committed by a MA driver in other states will be placed on their driving record and treated as if the violation has occurred in MA.

The RMV notes as well that out of state violation convictions may count toward surcharge-able events and thus possible license suspensions and Safe Driver Insurance Plan (SDIP) surcharges. Surcharge-able events are considered motor vehicle violations and at-fault accidents.

The Code of Massachusetts portion that discusses this Safe Driver Insurance Plan (211 CMR 134) states specially that The Plan shall take into consideration certain major and minor out of state traffic violations.

From this information it would appear that your out of state Maryland ticket will be put on your MA driving record and the traffic infraction can likely affect your auto insurance. To find out how much your premiums could change due to this citation, check with your insurance provider or the MA Division of Insurance.

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Question Details
This car insurance question was asked on 8/16/2006
This auto insurance answer was last updated on 8/24/2006
Evan G requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
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