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Car Insurance Question  I got into a confrontation with some girls and they busted out my windshield and the left rear door and bumper is dented and my trunk will not close. My insurance expired on the 12th of August the incident happened on the 14th. I want to know if I go get insurance now if will they fix it?

It is unfortunate that your insurance had expired and was not renewed a few days before the incident with the girls that caused the damages to your vehicle. If you try to reinstate your old policy or acquire a new policy you would have to tell them about this damage that was already sustained.

In many areas to get physical coverages, collision and comprehensive, the insurance company will have to inspect the car and will see the damage and note it. Insurance companies will not cover this pre-existing damage nor would they allow it to be listed in any future accident claim. 

Some insurance providers will not cover a vehicle for collision coverage that has pre-existing damage. Due to this fact you will likely want to get the damages fixed before trying to obtain physical damage coverage on the vehicle.

Since you did not have insurance on your vehicle to cover the damages done to it, you may want to get legal advice and see about taking the individuals responsible to court and try to get a judgment against them. To get ready for court it would be helpful to get estimates of what the car will cost to be repaired (typically it is best to get 3 estimates) plus take pictures of the various glass breakage, dents, and all other damage to show to the judge/court.

To get liability and possibly other coverages on the vehicle so that you are not driving without insurance, contact us for a low cost car insurance quote.

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This car insurance question was asked on 8/21/2006
This auto insurance answer was last updated on 8/25/2006
Lenora W requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
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