Your friend will have to contact his insurance company and find out if the terms of his policy and their internal guidelines allow his accident to be covered even though he was driving on a suspended license.

Each insurance company differs on their guidelines. It may be that his insurance was not in force because of you not having a valid license at the time of the wreck or his insurance may have a clause that allows the insurance coverage to remainin force even if the policyholder has an suspended or invalid license.

Typically, the license status at the time of a claim does not change the policy status and the claim would be paid.

It is important for motorists not to drive with a suspended, revoked or expired license since it is invalid and the person could be cited by law enforcement and their insurance may not cover them if they are in an accident. If a person is ticketed then there are normally penalties such as fines and a lengthening of your license suspension at the very least.

If you or your friend are in need of an auto insurance specialist, follow this link.