CarInsurance.com Low Rate Insurance Quotes
> ZIP code:  Quote & Compare
Get insurance now:
Car Insurance Resources:

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer
My son lives in GA, had a KY driver's license but has lost it. He had an accident and had let his insurance lapse. What kind of penalties is he facing?

It will depend what all your son was cited for as to what penalties he will face. If he was found to be driving without insurance and without a license and was at-fault in an accident his penalties might be severe.

In Kentucky, for a first offense of driving without insurance you must go to court and can be fined between $500 to $1000 or be imprisoned for not more than 90 days or both. Your KY motor vehicle registration and license plates can be suspended for one year or until proof of insurance is provided. You also could lose your license for up to a year.

In Georgia, you must apply for a Georgia driver's license within 30 days of moving to the State which it sounds like he was unable to do so because of losing his Kentucky license. If by losing his license you are referring to it being suspended or revoked in KY than driving in Georgia or anywhere else is illegal for him since he does not have a valid license.

Georgia Code 40-9-8 states that any person whose driver's license or nonresident's operating privilege has been suspended and who, during such suspension, drives any motor vehicle upon any highway, shall be guilty of a misdemeanor and, upon conviction thereof, shall be punished by imprisonment for not less than five days nor more than six months and there may be imposed in addition thereto a fine of not more than $500.00.

If he received a citation for driving without insurance at the scene of the accident, the penalty in Georgia is typically a 60 to 90 day suspension of their license plus fines and conditions. Also his vehicle may be impounded.

Since he was involved in an accident, GA might also make him carry SR-22 or SR-22A, a financial responsibility insurance certificate if he wants to obtain a license at any point. Also he will probably have a judgment placed against him to pay for the damages he caused to the other party and will not be able to get a license or register a car until that is paid or at has started a payment plan.

To find out for certain what penalties he will be facing, if your son was cited for the above offenses, he can call the court listed on his citations and also check with the Georgia Department of Motor Vehicles.

Share this on: Tweet this! Add to Facebook Add Google Bookmark Digg This Windows Live Favorites Add to Del.icio.us reddit this!
StumbleUpon Save to Ma.gnolia Save to Blinklist Technorati This Submit to Propeller Furl It Seed Newsvine
Related Questions
Car Insurance RelatedWhat happens in Georgia if someone hits my car and I only have liability on my car and they don't have any car insurance?
Car Insurance RelatedWhat is the penalty for driving without insurance in the state of Georgia? What if you are involved in an accident and you are not at fault and the other person is insured?
Car Insurance RelatedI was in an auto accident and my insurance had canceled. I live in Kentucky, what will happen to me? What will the state do? I have insurance now.
Car Insurance RelatedHow long of a lapse in insurance will cause your license to be suspended? Who submits the request for suspension if you change insurance companies and the old company thinks you are without but you ma...
Car Insurance RelatedI am participating in the Insurance Monitoring program in the state of Kentucky and was recently cited for no insurance on my car (which now has insurance). Assuming I can not include my car in the pr...
Car Insurance RelatedWhat is a SR22A?
Car Insurance RelatedHow much would the penalty be driving without a license in the state of Georgia?
Car Insurance RelatedWhat happens if the person at fault in an accident has no insurance? The state is Georgia.
Car Insurance RelatedIn Georgia what is the definition of an auto lapsed policy? For example, if the policy expired on July 2nd and a new policy was purchased on July 8th of same year, would this be a lapse in policy wit...
Car Insurance RelatedIf I stop paying for my insurance, how long does it take before my license is suspended?
Car Insurance RelatedWhat happens if you get pulled over and your car insurance has expired in the state of Georgia?
Car Insurance RelatedMy sister-in-law got into an accident in Carrollton, Georgia. She thought she had a license in Rhode Island but found out she does not. What are the laws in Georgia for this?
Car Insurance RelatedIs your license automatically suspended in the state of Georgia if you are caught driving without auto insurance or is it up to the judge to decide your penalty?
Car Insurance RelatedI have an Alabama driver's license that I didn't know was suspended. I was pulled over in Georgia and they charged me for driving with a suspended license. What is the penalty for that?
Rate, add comments, or add help about your situation and this question.
Help us improve the largest car insurance website!

poor 
1
2
3
4
5
6
7
8
9
10

 excellent
Tell us why you rated this car insurance question and answer this way. You can add any helpful insurance comments to this page:
Visitor Comments
car insurance commentsWhen without insurance , what level of crime is this ?
Question Details
This car insurance answer was last updated 9:33 PM Sep-12.
This helpful tips question was asked 12:13 AM Aug-30-2006.
Jerri requested this car insurance help from CarInsurance.com experts.
Rated 3 out of 10 based on 2 votes.
Helpful Tips
Print Car Insurance Answers Print this car insurance question and answer
Email Car Insurance Answers Email this auto insurance answer
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms Of Use.
©2010 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance   Tested, Safe, and Secure Car Insurance