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What is the major difference between getting car insurance locally or using a national car insurance such as Progressive, Geico, etc? Which ones are usually more affordable?

You should purchase car insurance from a company that you can trust, a company that is reputable, and a company that has a good rating.

When you purchase car insurance locally you are either purchasing it through an independent agent or directly through a carrier. Independent agents have broker or agent relationships with the insurance companies and they provide their products. There is no major difference between getting car insurance locally or through a national carrier. In fact, you can purchase national car insurance from a local agent.

CarInsurance.com offers many national carriers and some local carriers so that we can give consumers more choice when they purchase car insurance. If you would like to do comparison shopping for auto insurance with us, click here for an insurance quote.

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This car insurance answer was last updated 6:13 PM Sep-13.
This helpful tips question was asked 2:27 PM Aug-31-2006.
Brian C requested this car insurance help from CarInsurance.com experts.
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