Yes, your DUI could affect the rates for the policyholder if you are a driver listed under their policy. The driving record of any licensed driver on a policy or in a household can have an impact on the insurance premiums as well as the insurance company's decision to insure the vehicle. Certain infractions may cause an insurance carrier to turn you or the policyholder down for insurance coverage or to pay high-risk premiums.

A person with a bad driving record is more of a risk for an insurance company then a person with a clean driving record and thus their rates are normally higher. The whole policy thus can be affected by one driver's DUI or serious driving infraction.

If the policyholder's insurance rates go up due to your DUI, they may want to comparison shop for auto insurance to see if they can find a better rate. Insurance quotes for all 50 states can be done here with us.