Car Insurance Quotes Get direct car insurance quotes. Enter your ZIP code:
CarInsurance.com
CarInsurance.com Navigation

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer

Car Insurance Question  I have a vacation home in Florida. I reside most of the time in NY. I want to buy a car in Fla. and register and insure it there. I would use it when I went on vacation. Is this possible?

Yes, it should be possible for you to register and insure a vehicle to keep at your vacation home in Florida. There are many "snowbirds" that live part of the year in Florida and the other part in a different part of the US or even out of the country.

Florida requires any part-time or seasonal resident living in FL for 90 days or more during the year to obtain a Florida personal injury protection (PIP) and property damage liability (PDL) auto insurance for their vehicle. Since it sounds as if your vehicle will remain in Florida year round then you will need to keep this FL minimum insurance on the car for the whole year.

For the months that you are not in Florida you must continue to maintain insurance on your vehicle or surrender your Florida tag and registration at the nearest driver license or tag office. If you choose to do this, when you next return to Florida you can register the vehicle after you have obtained proof of FL insurance once again.

To get information on how to register a car in Florida, contact the FL Department of Highway Safety and Motor Vehicles (HSMV). Click here for an insurance quote for the vehicle you purchase for your vacation home in Florida.

Related Questions
Car Insurance RelatedIn Florida they have no-fault insurance (PIP) so why do I need uninsured motorist coverage?
Car Insurance RelatedIf you have one car that you leased and another car that you financed, is it law that you have to have the same coverage on both cars? Or can you have different coverage on both cars? I live in the st...
Car Insurance RelatedI will be spending about 6 of the next 12 months in Florida. Rather than renting a car I am thinking of buying an SUV. Can I obtain auto insurance as non-resident of the US? Will it be expensive or di...
Car Insurance RelatedWe live in Atlanta, GA. My uncle has two car. He decided to let me borrow one to go to school in Florida. Both the car and the insurance are under his name. Do I have to buy another insurance for myse...
Car Insurance RelatedJust for general info: is there a minimum coverage set by Florida law that one must carry regarding personal injury in regards to auto insurance? If so, what is it?
Car Insurance RelatedDo I need insurance to register my vehicle in Florida? Do I need a driver's license to get insurance?
Car Insurance RelatedMy father stays in NJ for six months and then goes back to Florida for the rest of the six months of the year. His permanent residence is Florida. He wants to buy a car in NJ and keep it here for wh...
Car Insurance RelatedWe have a second home in Florida but reside full-time in New Jersey. We have an old car that we want to keep in Florida, do we insure and register it in Florida or New Jersey or is either legal?
Car Insurance RelatedWe are residents of Canada who are in Florida for approximately six(6) months a year. We want to purchase a car in Florida and leave it in Florida. Will we be able to purchase insurance in Florida? We...
Car Insurance RelatedCan someone in Florida insure a car in Pennsylvania?
Car Insurance RelatedDo I need to have a FLORIDA drivers license to purchase, insure and register a car there to use when I am spending time at my home there? I am a Massachusetts resident with a Massachusetts drivers lic...
Car Insurance RelatedCan I insure a car in Fla if my residence is in NY? Will I have to bring the car up each year to have it inspected?
Car Insurance RelatedIs it legal to have a driver's license in two states? I currently live in Massachusetts and have a part time residence in Florida.
Car Insurance RelatedI own a home in one state (which I rent out). I rent a home in another state. I work in the state where I own the home. Which state should my car be registered and insured in?
Car Insurance RelatedCan I register a car in one state (ID, for example), but insure that car in a different state? (CA, for example?)
Car Insurance RelatedMy husband and I live 6 months in Minnesota and 6 months in Florida. We have two vehicles, one that is licenced in FL and another, used only in Minnesota. I looking for companies that sell auto cove...
Car Insurance RelatedI am a Canadian citizen and have a home in Florida that I use during the winter months. I would like to bring my Canadian vehicle and register it in Florida and leave it there indefinitely. What is...
Tell us what you think about this answer.
What did you think of this question and answer?

poor 
1
2
3
4
5
6
7
8
9
10

 excellent
Tell us why you rated this car insurance question and answer this way:
Visitor Comments
No visitors have commented on this answer.
Question Details
This car insurance question was asked on 9/13/2006
This auto insurance answer was last updated on 11/16/2007
Mike requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
Quoting
Print Car Insurance Answers Print this car insurance question and answer
Email Car Insurance Answers Email this auto insurance answer
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms Of Use.
©2008 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance   Tested, Safe, and Secure Car Insurance