We could find not find any information stating that teenagers are prohibited from buying and/or insuring a vehicle in Michigan. We would recommend double checking with the MI Secretary of State to make certain though that a minor is allowed by state law to buy and register a car. As a minor you will most likely need a parent or guardian to sign on any purchase agreement for a vehicle and perhaps on the registration as well.
According to the Michigan Financial and Insurance Services it would appear that you could get insurance for a vehicle since they define an eligible person for auto insurance as a person who has a car registered in Michigan or has a valid Michigan driver's license. Again as a minor your parent or guardian will normally be required to sign on the contract (insurance policy) along with you.
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