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Car Insurance Question  I have a friend whose license is in Delaware but received a ticket in Virginia for going 83 in a 65 mph zone. Will she receive points on her DE license? If so or if not will it affect her insurance rates?

Delaware and Virginia are both members of the Drivers License Compact which requires members to report back to the home licensing state of a driver any convictions for traffic violations, such as speeding. So once your friend is convicted of her speeding citation the Virginia court system should inform the Delaware Division of Motor Vehicles.

Normally in Virginia speeding 23 mph over the limit is a 6 point offense and termed reckless driving. In Delaware speeding 20 mph or more over the posted limit is a 5 point offense and may result in addition actions. For 20 to 24 miles per hour over the limit the DE DMV typically sends an advisory letter to the driver.

The Delaware Division of Motor Vehicles states that they include on your DE driving record all convictions, even those committed in other states. It does not note if points are assigned for these out of state offenses so your friend may need to contact the DE DMV to find out if they will assessed or not for the VA ticket.

It is not DMV points that affect insurance rates; it is typically the offense itself. Since the Virginia ticket will be placed on your friend's DE driving record the insurance company will likely see it next time they pull her motor vehicle record (MVR). It will then depend upon her insurance company's rating system is her rates will be affected by this out of state ticket.

If your friend's rates are raised due to this or other traffic violations, they can click here for an affordable car insurance quote.

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Question Details
This car insurance question was asked on 9/21/2006
This auto insurance answer was last updated on 9/27/2006
Rachel requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
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