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Car Insurance Question  My husband had an accident with his employers car about 3 yrs. ago and the employers insurance paid for it all. When we sign up for new personal car insurance do we have to tell them about the accident in his employer's car?

Though the claim for your husband's accident in his employer's or company car was paid by the employer's insurance, the accident itself is likely on your husband's driving record. So while the claim for the accident may not affect your personal auto insurance, the accident being on your spouse's motor vehicle record may.

If the a personal auto insurance company requests information on accidents and moving violations that have happened in the past it is best to be as upfront and honest as possible.

When filling out an application or renewal information form it is best to give as accurate information as possible. So when applying for car insurance if you or your husband are asked if you have been involved in an accident in the past 5 years you should in list this accident.

Tips on how to save on auto insurance and other articles in our Learning Center may be of help to you as you shop for personal insurance. You can get comparison insurance quotes here with.

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This car insurance question was asked on 9/26/2006
This auto insurance answer was last updated on 10/3/2006
Tara S requested this car insurance solution.
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