The insurance rates you pay are determined by a variety of factors but the location of where the car is registered, driven and garaged will determine the rates more than what state you are licensed in.

You will need insurance for Vermont if that is the state where the car is registered, thus the insurance premiums will be based on Vermont auto insurance rates and not the state in which you are licensed.

Vermont's financial responsibility law states that no owner or operator of a motor vehicle required to be licensed shall operate or permit the operation of the vehicle upon the highways of the state without having in effect an automobile liability policy or bond in the amounts of at least $25,000.00 for one person and $50,000.00 for two or more persons killed or injured and $10,000.00 for damages to property in any one accident. So you will need bodily injury and property damage liability coverages on your vehicle for at least these amounts.

For an affordable car insurance quote for Vermont, start here with us.