While we cannot tell you exactly what to expect in court, you will want to contact the clerk of the court to find out what may occur there or a lawyer familiar with court procedure, we can give you information about what penalties you may be facing.

Michigan requires no-fault insurance on every registered car. It is a misdemeanor to drive your car or let your car be driven without at least the basic no-fault auto coverage. If you are convicted of driving without the mandatory MI car insurance, you may be fined up to $500, put in jail for a year or both.

If you are unable to provide proof of insurance, thus driving without insurance, you may be found guilty of a civil infraction. The court may order your license suspended for 30 days or until you can show proof of no-fault coverage on your vehicle.

Drivers who fail to provide proof of insurance to the court within will also be responsible for paying a Driver Responsibility Fee of $500 or $200 for two consecutive years. The second year fee may not be paid in advance. The Driver Responsibility law does not provide for an appeal of the fee.

If you were driving a vehicle without insurance and were at-fault in an accident, the injured party may file a suit against you, uninsured motorist in court for damages. The court may award a judgment for damages to the injured party against the uninsured motorist. If you cannot pay the judgment, your driver license will be suspended until the judgment is paid in full.

If you need to obtain Michigan auto insurance, start here by getting a quote with us.