Since the cost to fix your vehicle is less than your deductible, an insurance company would not usually even take your claim. If this is the case then you would want to send the claim letter to the company that leases the vehicle to cab driver as they requested.

Since typically an insurance company will decline any claim that is less than the deductible amount then it would appear that the way in which to get your car fixed from being damage it sustained when it was rear-ended is by going through the property damage liability coverage of the vehicle that hit you.

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