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My friend is deploying to Iraq and leaving me her car to use. I will be signing a power of attorney for the car, I was wondering if I qualify under non owners insurance?

If your friend is leaving you her vehicle with you and even having you signing a power of attorney for the car then it is doubtful that you would qualify for a non-owners policy. This is due to the fact it would appear that you will be having the car at your residence and driving it frequently as if you were the owner since you have the power of attorney.

You instead should be able to either get a regular auto insurance policy on the car or an insurance policy, such as the one Esurance allows for in certain states, that is for someone without insurable interest in a vehicle but who has the car in their possession.

With the power of attorney it sounds as if you are the "owner" of the car while the true owner is out of the country and thus should be able to find insurance coverage on the vehicle for you as the driver instead of a non-owner policy which is typically for a person who does not have car in their household to use regularly.

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This car insurance answer was last updated 3:45 PM Oct-13.
This buying a policy question was asked 8:24 AM Oct-06-2006.
Latisha requested this car insurance help from CarInsurance.com experts.
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Buying a Policy
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