Typically an insurance company will want a person to have full driver's license or be able to obtain one shortly if they are trying to acquire their own motor vehicle insurance policy. Or if you have a learner's permit only then some insurance companies will require a fully licensed driver to be on the insurance policy with you.

If instead you want to be put on someone else's insurance policy, such as your parent's if you are a minor that has just received your learner's permit, then the policy holder should discuss putting you on their policy with their agent. Some insurance companies will place a person with a permit only onto the policy while other insurance companies’ guidelines allow them to wait till the teen is licensed before putting them on the parent's policy.

If you wish to obtain a car insurance quote for your current licensing status, start here with us.