No, this would not be covered under your auto policy since your vehicle was not involved in causing the damages. You may be able to file it under your homeowners policy. You will need to check with your agent to see if this is covered.

Alternatively, you may be able to negotiate a settlement where the owners file it under their policy and you reimburse them for the deductible and/or any other expenses.

Good luck. We hope you find an easy solution. I have a 9 year old and I often wonder, how do you discipline a 9 year old?

If you are in need of obtaining a homeowners policy for your house you can follow this link or contact our partner Safeco by phoning them at 1-800-936-0356.