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I received a speeding ticket in Georgia for doing 84 in a 70mph zone, will this be sent to the insurance company as well as the DMV?

Georgia points for speeding are as follows:

  • 15 mph but less than 19 mph is 2 points
  • 19 mph but less than 24 mph is 3 points
  • 24 mph but less than 34 mph is 4 points
  • 34 mph or more is 6 points

Normally after you plead guilty and pay the fine for your moving violation, in this case you being convicted of your speeding ticket, the court will inform the Department of Motor Vehicles about your conviction. The GA DMV will then assign the correct amount of points to your Georgia driving record as well place a conviction notation for this moving violation on it. The courts nor the DMV send this information onto your insurance carrier.

Your insurance company finds out about your moving violation conviction when they next run your motor vehicle record (MVR). This is typically done when you start up a policy and at renewal time. At that time they should see the violation and depending upon their rating system it could affect your rates.

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car insurance commentsChances are, the officer cut you a break because 14 over will not put points on your license in the state of GA. They only add points to your license if you are going 15+ mph. However, this citation will show up and stay permanently on your MVR. So to answer your question - No points were added to your license & yes insurance can increase your rates because it is on your MVR permanently.
Question Details
This car insurance question was asked on 11/2/2006
This auto insurance answer was last updated on 11/20/2006
Kimberly M requested this car insurance solution.
Rated 5 out of 10 based on 1 vote.
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