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I received a speeding ticket in Georgia for doing 84 in a 70mph zone, will this be sent to the insurance company as well as the DMV?

Georgia points for speeding are as follows:

  • 15 mph but less than 19 mph is 2 points
  • 19 mph but less than 24 mph is 3 points
  • 24 mph but less than 34 mph is 4 points
  • 34 mph or more is 6 points

Normally after you plead guilty and pay the fine for your moving violation, in this case you being convicted of your speeding ticket, the court will inform the Department of Motor Vehicles about your conviction. The GA DMV will then assign the correct amount of points to your Georgia driving record as well place a conviction notation for this moving violation on it. The courts nor the DMV send this information onto your insurance carrier.

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Your insurance company finds out about your moving violation conviction when they next run your motor vehicle record (MVR). This is typically done when you start up a policy and at renewal time. At that time they should see the violation and depending upon their rating system it could affect your rates.

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Car Insurance Related How long do points stay on your driving record/MVR in Georgia? I have 2 speeding tickets for 2 points each, and a minor moving violation for 1 point. Will an insurance company still see the violations after doing a point reduction class?
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You need to fight your traffic ticket to remove points from your license and this can affect your insurance premium. A good resource for traffic tickets and how to beat them. thx
Comment added: 01:35 PM Mar-22
Chances are, the officer cut you a break because 14 over will not put points on your license in the state of GA. They only add points to your license if you are going 15+ mph. However, this citation will show up and stay permanently on your MVR. So to answer your question - No points were added to your license & yes insurance can increase your rates because it is on your MVR permanently.
Comment added: 06:19 PM Oct-03
Question Details
This car insurance answer was last updated 6:05 PM Nov-20.
This Save Money question was asked 04:00 PM November-2-2006.
Kimberly M. requested this car insurance help from CarInsurance.com experts.
Rated 8 out of 10 based on 3 votes.
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