If you have physical damage coverages of collision and other than collision (comprehensive) you should be able to make a claim for the scratches and other damages that you sustained as a result of swerving to miss the cat on the roadway. To place your claim, contact your insurance agent with the information about your accident and he or she should direct you in the next step in getting your claim processed.

Our article, Simple Steps to Filing Your Car Insurance Claim may also be of help to you at this time.