Some of CarInsurance.com's partners do not pull or use credit as a rating factor. therefore they do not pull your credit.

Currently, the only credit inquiry (for some carrirs) is during the purchase process, not the quoting process.

The company's request to obtain your credit-based insurance score will be considered a “soft inquiry”. This means you will see the insurance company name listed on your credit report, but the inquiry will not influence your credit based insurance score in any way. Other inquiries from credit card companies, banks and other lenders may be considered “hard inquiries” and could influence your credit score.